The mystery to thriving debt reduction plans is that the debtor is truly loyal, 100%, life-or-death committed, to getting out of debt. Have you ever been obsessed regarding getting something? Take a moment to look back on your past life and think of a time when you were obsessed.
A good debt reduction plan takes your commitment, devotion, and, of course, obsession. You should be considering 24/7 about how you can reduce your debt. As you step into, the bus or train to commute to job rather than driving, congratulate yourself on the money you are putting aside on gas and parking.
At lunchtime, when your co-workers spend $5 to $10 or extra on sandwiches, salads, and burritos, remove your homemade sandwich or salad out of your brown lunch bag and congratulate yourself on reducing your liabilities by $50 per week - that is $2,600 per year of debt reduction!
At night, after work, take the pleasure of a film - on DVD, that is. Save $10 to $20 by watching films at home instead of going out. Eat dinner and dessert at home. Ask someone to teach you how to cook if you don't already know how.
Record Your Amends
Keep a notebook or diary of your debt reduction. Write down every cent you save, so you will know that your little hard work have been worthwhile. At the end of each week, add up your savings and write a check for the amount you have saved. Utilize this money to achieve your aim of debt reduction by applying that sum to your highest interest credit card.
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